A Primer to Credit Scores and Reports
Keeping tabs on your credit report and score is a good idea not only so you can make sure there are no mistakes on you file, but also so you can see how lenders see you, and be armed with that...
View ArticleWhen Pre-Approved Credit is Good
Last night I called Visa about a few things. One of those things was to ask for a credit increase. I don’t need a credit increase really, as I only use my credit card when I am back in Canada, but my...
View ArticleA Second Credit Card, Part 1.5
As I mentioned in an earlier post (which I consider part 1), I am in the market for a second credit card, and promised to explain why. Don’t worry. I’m not in any financial trouble; far from it,...
View ArticleMortgage Lenders Not Renewing
A guest writer over on the Million Dollar Journey blog reported that some mortgage lenders are either leaving the Canadian market (hence not renewing mortgages) or are only renewing if certain...
View ArticleChange Cards… Not Accounts
Banking can sometimes be a lot like baking. Change an ingredient and you change the result. Sometime ago I changed my bank account to reflect my usage. I changed from a monthly fee to a free, pay per...
View ArticleObtaining Your Canadian Credit Score
Long time readers will know that I request a free credit report by mail in about June, and pay for my online credit report and score in December of each year. When I ordered my report and score this...
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